SWP Calculator
Calculate your Systematic Withdrawal Plan and estimate your regular income stream
₹10,00,000
₹10,000
8%
Consider conservative returns for withdrawal plans to ensure sustainability of your corpus
15 Yr
Total Withdrawal
₹18,00,000
Total Returns
₹6,46,539
Remaining Corpus
-₹1,53,461
*Calculations are estimates based on inputs and do not guarantee future returns.
Understanding SWP
A Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount regularly while keeping your remaining investment growing. The success of an SWP depends on choosing a sustainable withdrawal rate that allows your corpus to last through your intended period.
Tips for Sustainable Withdrawals
- Start with a conservative withdrawal rate (typically 4-6% annually)
- Consider inflation when planning your withdrawal strategy
- Maintain a diversified portfolio to balance growth and stability
- Review and adjust your withdrawal rate periodically based on market performance
- Keep an emergency fund separate from your SWP corpus